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Property tools

Borrowing capacity calculator.

Explore a repayment-based borrowing scenario using your household income, expenses, rate and loan term.

Include living costs, other debt payments and a savings buffer in expenses. Enter combined figures for a joint household.

Repayment-based borrowing estimate

$296,205

Based on $2,000 available each month at your chosen rate and term.

This is a repayment scenario, not a lender's borrowing assessment. Deposit, dependants, credit limits, credit history and lender stress tests may significantly change what you can borrow.

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